NIST 800-63A establishes requirements for enrollment and identity proofing at specific Identity Assurance Levels (IALs).
TrustSwiftly agents offer one approach for IAL3 verification that can provide lower costs and faster rollout times than full self-service kiosks.
Self-Service Kiosks
Self-service kiosks combine touchscreen displays and business software that capture user input and process secure transactions securely. Hardware simply provides the vessel; its true intelligence lies within management software like an ePOS system or personal teller machine. Hexnode’s UEM allows IT administrators to remotely push app updates and modify digital signage content such as new menu items or holiday hours without the need for on-site visits.
TrustSwiftly’s NIST IAL3 verification process can be loaded onto kiosks easily through one app or web page that launches it, giving customers an efficient screening solution with document checks, facial recognition with liveness detection, fingerprint authentication and dynamic knowledge-based authentication to thwart even sophisticated fraud attempts and protect legitimate applicants without frightening off genuine candidates. Its quick, user-friendly process won’t scare off genuine applicants while maintaining or increasing service capacity without increasing staff numbers; additionally it offers guest self-service when desired; making this cost-effective solution an excellent way of keeping customers satisfied while simultaneously improving operational efficiency!
Managed Solution
Trust Swiftly’s supervised remote identity verification solution is an effective solution for many forms of fraud attacks. Boasting over 15 methods for reviewing risky transactions relating to phone SMS ownership, credit card ownership, ID ownership, selfie liveness and document ownership; businesses can ensure their users are safeguarded from phishing attacks, account takeovers, identity theft, payment reversements and many other threats.
IAL2 Non-Biometric Pathway offers verification methods that do not involve an automated comparison of biometric samples to facial images contained on identity evidence; yet still require collection and verification of biometrics. In some instances, this pathway may include use of an intermediary referee.
Trusted referees are CSP or RP staff who have been thoroughly vetted and trained to make risk-based decisions about applicant identity IAL3 identity proofing cases that don’t fulfill expected requirements from an IAL proofing process. Unlike relying parties, trusted referees do not interact directly with applicants requiring approval and are typically used when verification processes are unavailable or impractical.
Pre-Configured Hardware
No matter if your aim is to achieve IAL3 via managed solutions or self-service kiosks, TrustSwiftly provides pre-configured hardware that will help you reach it without incurring additional costs. These devices will help create an anti-fraud system more resilient against attacks on its systems.
IAL3 verification process aims to mitigate more sophisticated forms of attacks such as advanced evidence falsification, repudiation and social engineering tactics. As such, an on-site identity proofing session with at least one biometric characteristic collection must be attended by a CSP representative and ensured by at least one CSP representative present for attendance and collection of biometric characteristics.
TrustSwiftly’s verification process ensures real users are approved quickly while fraudulent actors are swiftly identified. Linked directly to Stripe Radar for quick review of risky transactions with 15 different methods for verifying email, phone number, ID, selfie liveness, micro charges and social security numbers (SSNs). In addition, TrustSwiftly provides a safe platform to store and exchange data – complete with encryption technology as well as regular audits.
TrustSwiftly Support
NIST digital identity guidelines outline three levels of verification, known as Identity Assurance Levels (IAL), Authenticator Assurance Levels (AAL), and Federation Assurance Levels (FAL). HYPR’s FIDO Certified passwordless authentication and comprehensive identity proofing platform helps organizations withstand cyber fraud, data breaches and meet NIST IAL3 requirements.
NIST 800-63A IAL3 represents the highest security standard available and requires on-site, attended identity proofing sessions with supporting evidence and biometric comparison against supporting records. Furthermore, this level requires stringent oversight to prevent spoofing, forgery or repudiation from taking place.
TrustSwiftly’s patent technology is cost-effective, scalable and convenient – providing an easy solution for meeting IAL3 requirements for remote users while meeting FedRAMP High compliance. Our IAL3 solution features facial recognition with liveness detection, document authentication that cross-references official databases or utility bills for authentication purposes, watchlist screening, behavioral biometrics and strong phishing-resistant MFA.
This simplified process reduces operational costs and cybersecurity risks such as password resets. Furthermore, IAL3 verification offers a cost-effective alternative to in-person proofing methods by eliminating expensive in-person proofing processes; also serving to combat phishing attacks.
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